Health insurance premiums are on the rise. In fact, the average family health insurance premium in the United States is now over $20,000 per year. If you're struggling to afford your health insurance premiums, there are a few things you can do to save money.
Here are a few tips
Shop around for the best rates. There are a number of different health insurance companies out there, and they all offer different rates. It's important to shop around and compare rates before you choose a plan.
Consider a high-deductible health plan (HDHP). HDHPs have lower monthly premiums than traditional health plans, but they also have higher deductibles. If you're healthy and don't expect to have to use your health insurance very often, an HDHP can be a great way to save money.
Take advantage of government subsidies. If you're low-income, you may be eligible for government subsidies to help you pay for health insurance. These subsidies can make health insurance more affordable for people who need it most.
If you're still struggling to afford your health insurance premiums, you may want to consider self-enrolling in a health insurance plan.
Self-enrollment allows you to purchase health insurance directly from an insurance company, without going through an employer or other group plan. This can often save you money, as group plans typically have higher premiums than individual plans.
If you're interested in self-enrolling in a health insurance plan, you can do so through EveryHealthGroup.com.
EveryHealthGroup is a leading provider of individual health insurance plans. They offer a wide variety of plans to choose from, and they can help you find the plan that best meets your needs and budget.
To get started, simply visit www.EveryHealthGroup.com and fill out a short application. You'll be able to compare plans and quotes.