Choose critical illness insurance to protect your family.
This type of coverage is based on decisions that include your family’s medical history and other factors. For example, if your family has a history of serious medical issues that arise at an early age, then this coverage could be a huge help to you and your family.
Critical Illness insurance
Find out if you need this coverage?
Critical Illness Coverage Is An Essential Consideration
For Your Health insurance.
You don’t want to worry about finances when facing a severe medical condition diagnosis. With critical illness insurance, you can get coverage for many severe conditions so you can focus on your medical treatments.
You can choose the best coverage for your needs based on your family medical history and other factors.
Individuals with a strong family history of severe medical concerns from an early age should consider this type of insurance.
Who Needs Critical Illness Insurance?
Critical illness coverage applies to various medical conditions that could significantly impact your financial situation despite having health and disability insurance. As the cost of treatments and deductibles rises, extra insurance can help pay for those unexpected expenses.
Your family will get peace of mind knowing that they can maintain the household while a family member goes through medical treatments.
Individuals in need of a high deductible filler
Critical illness insurance can fill the gap if you’re worried about paying the high deductible on your health insurance.
Small business owners
Small businesses rely on their owners to operate. Critical illness insurance can keep the company afloat if the owner cannot work due to a severe illness or medical treatment.
Critical illness coverage has no impact on your current health insurance policy. It serves as additional coverage if you are diagnosed with a severe medical condition and cannot work for a time.
If you do add Life or Critical Illness coverage, it does not affect your regular healthcare plan in any way. You are not trading a lump benefit for no coverage later, but rather simply adding additional coverage in the event of a major medical issue.
A Solution For
Critical Illness Insurance
Critical Illness Insurance
Benefit Amounts: $10,000 to $100,000
Policy Term: 10-, 15-, 20-, and 30-years or Lifetime
Coverage Type: Individual, Single or Family
Policy Issue Ages: 18-64
Designed For Recovery
When you have critical illness insurance, you will receive a lump sum when diagnosed with a covered condition. You will receive a check to cover anything you need. It won’t go directly to your health care provider.
You Receive A Lump-sum Payment To Use Any Way You Choose
Replace lost income
If you need to take time off work to complete your treatment plan, critical illness insurance can help. It can also cover if your spouse uses all their vacation time to help you during recovery.
Health insurance deductibles or copayments
Critical illness insurance can offset incidental costs for your treatment that your health insurance may not cover.
Household expenses like mortgage payments, groceries, and utilities
Finances can be tight while you recover from your illness. You have medical bills and prescriptions to pay for while dealing with lost income and other expenses. Critical illness insurance can cover your living expenses and more.
Travel to receive treatment
If you must travel to another city, state, or country for the best treatment, it’s vital to have critical illness insurance to ensure you have the necessary funds to travel safely.
Malignant Melanoma or Internal Cancer
Major Organ Transplants
Coronary Artery Bypass Surgery
Coronary Angioplasty Surgery
You can renew your policy as long as you need.
You pay the same for your family, regardless of how many children you have.
Limited underwriting process.
You know exactly how much you will receive when you make a claim. There are no surprises.
Optional riders can enhance your coverage at no extra cost.
You receive a Return of Premium (ROP) when you pass away.